Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the website ecubrick.com and the financial consulting services offered by Ecubrick S.A.S. By using our website or engaging our services, you accept these terms in full.
1. Company Identification
Ecubrick S.A.S. RUC: 1792456789001 Quito Mercantile Registry No. 2019-0034721 Operating License SCVS-2019-087 Address: Av. 12 de Octubre N24-562 y Cordero, Edificio Multicentro, Office 704, Quito 170525, Ecuador Year of incorporation: 2019
2. Nature of Services
Ecubrick provides financial consulting services, personal and family finance education, and budgeting and savings advisory. It is important to clarify that: • We are not a financial institution regulated by the Banking Superintendency. • We do not offer investment services, securities brokerage, or financial intermediation. • Our services are educational and advisory in nature and do not constitute legal or tax advice. • Recommendations provided are for guidance only and do not guarantee specific financial outcomes.
3. Website Usage
By accessing ecubrick.com, you agree to: • Use the site lawfully and in accordance with these terms. • Not reproduce, distribute, or modify content without written authorization. • Provide truthful information in contact forms. • Not attempt to access restricted areas of the site or compromise its security.
4. Intellectual Property
All website content, including text, graphics, logos, images, and software, is the property of Ecubrick S.A.S. or its respective authors and is protected by Ecuadorian intellectual property laws and Andean Community Decision 486.
5. Limitation of Liability
Ecubrick S.A.S. shall not be liable for: • Financial decisions made by users based on general website information. • Economic losses arising from implementing strategies without direct professional supervision. • Temporary service interruptions due to maintenance or force majeure. • Content of third-party websites linked from our site.
6. Dispute Resolution
Any disputes arising from these terms shall be resolved: • First, through direct negotiation between the parties. • If no agreement is reached, through mediation at an authorized mediation center in Quito. • Ultimately, before the competent courts of the city of Quito, Republic of Ecuador, applying current Ecuadorian legislation.
7. Modifications
Ecubrick S.A.S. reserves the right to modify these Terms and Conditions at any time. Changes will take effect upon publication on the website. It is recommended to review this page periodically.
8. Contact
For inquiries about these Terms and Conditions: • Email: legal@ecubrick.com • Address: Av. 12 de Octubre N24-562 y Cordero, Edificio Multicentro, Office 704, Quito 170525, Ecuador • Phone: +593 2 256 7891